employee ESOP
CALCULATOR
ESOP Projection Calculator
Projected ESOP Shares0
Projected ESOP Share Price$0.00
Projected ESOP Value of your account$0.00
| YEAR NUMBER | YEAR | NUMBER OF SHARES | SHARE PRICE ($) | VALUE ($) | HOURS WORKED | APPROXIMATE PER HOUR ($) |
|---|
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Note – This is only a projection
This tool uses a flat $/year price change and does not model vesting schedules, taxes, or forfeitures. There is no guarantee of future results.
ESOP Timing Summary
When You Leave
Before Oct 31 (Fiscal Year end)
What share price applies
Current fiscal year price (Announced in Jan)
When You Receive Funds
May/June the following year
When You Leave
On/After Nov 1
What share price applies
Next fiscal year price
When You Receive Funds
May/June one year later
How the Process Works
ESOP statement sent: March / April
Distribution paperwork sent: a few weeks later
You choose where funds go (cash, rollover, etc.)
Funds distributed: May / June
Important Notes
You may need to work until end of fiscal year to receive that year’s allocation (depends on age & service)
Company can pay out over 5 years(current goal: 1-year payout)
Consider speaking with a financial advisor about taxes and retirement planning
You may be eligible for in-service diversification at age 55 and 10 years in the plan. Inquire on your status with HR.